Prepare for the unexpected & protect what’s important to you
Planning worry-free retirements through the creation and conservation of wealth
Reduce Your Financial Risk In Retirement
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Our Financial Services
What we do for clients at GOLDEN CARE FINANCIAL
Retirement Income
Creating an income plan to last throughout retirement is perhaps the single most important challenge retirees will face. It’s very likely to spend 30 years or more living in retirement without earned income.
We create a customized retirement income plan, encompassing all sources of income, for each one of our clients and no two plans are exactly alike.
Let us get to work on a plan for you.
Asset Protection
Retirement doesn’t mean that it’s time to stop growing. Same holds true for your money. It should mean, however, that it’s time to stop taking unnecessary risk.
We specialize in helping retirees protect their retirement assets while continuing to move forward.
Family Legacy Planning
Many of our clients want to leave a legacy for their children and grandchildren and are shocked to learn how easy it is to double, even triple their inheritance – tax-free and guaranteed!
We also work with our clients and help them embrace their own mortality and be prepared for the loss of a spouse and the income burdens this can often create.
Long-Term Care Solutions
Long-term care/extended care costs have gone up substantially in the last 10 years. Unfortunately, the statistics are not in our favor, a plan to address these costs should be included in every retirement strategy.
The good news is we work with hybrid insurance plans that leverage your dollar in case you need it for extended care, but remain 100% accessible for withdrawal if you don’t.
Qualified Plan Rollovers
Changing jobs and retiring are two transition times in our lives that can be stressful. Fortunately, we work with people every day who are in the same situation and looking to take control of an employer-sponsored plan or just need help transferring the money to another employer plan. We make a seemingly daunting task easy and are happy to help you with your qualified plan questions and needs.
Here are four things you can do with the money in your employer sponsored retirement plan:
Leave the money where it is
Take the cash (and pay taxes, plus a 10% tax penalty if you are younger than age 59 ½)
Transfer the money to another employer-sponsored plan (if the plan allows)
Roll the money over to a self-directed IRA
Let us help you determine if a rollover is the right move for you!
About Us
Mario Romano
Registered Financial Consultant / Elder Care Planner
With over 30 years in the Financial Services Industry, I am a Registered Financial Consultant with specialized expertise in Elder Care Planning & Estate Planning with having a thorough knowledge about Asset Preservation, Investment Strategies and Insurance.
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The Definitive Guide for Conservative Investors
In The "Conservative" Investor, Mario Romano draws on over three decades of Wall Street and wealth management experience to help readers build a worry-free retirement. Drawing from his work founding MW Wealth Management and speaking to audiences in 60+ cities a year, Mario shares practical strategies for asset preservation, retirement planning, and achieving lasting financial peace of mind.
